Why Licensing and Insurance Matter When Hiring Roofers Near You
When your roof starts to leak or show signs of aging, it’s tempting to do a quick search for roofers near me and go with the first name that pops up. But before you sign any contracts or agree to any repairs, ensure you prioritize licensing and insurance as a factor in choosing a contractor. This isn’t just a smart move, it’s a non-negotiable requirement and this post explores why.
1. Licensing Means Verified Skill and Local Compliance
Roofing is a skilled trade that requires verifiable knowledge of structural integrity, ventilation, weatherproofing, and local building codes. Licensing is one of the ways to verify these skills and the contractor’s compliance with your state’s legal standards to perform roofing work.
So, before you hire roofers near you, consider choosing one who has passed required exams and training, understands local building regulations, and is authorized to obtain permits for your project.
2. Insurance Protects You from Liability
Accidents happen, even on routine roofing jobs. If a worker is injured on your property or your home is damaged during a project, insurance coverage is what stands between you and a financial nightmare. So, the professional roofer you choose should carry general liability insurance to cover property damage caused during the job.
They must also carry workers’ compensation insurance to cover medical costs and lost wages for injured workers. If a roofer lacks proper insurance and something goes wrong, you could be held personally liable. That means out-of-pocket expenses for damages, injuries, or lawsuits.
3. It’s Often Required by Law and Your Insurance Company
Many states require roofing contractors to get license and insurance before they operate. Also, if you plan to file a claim with your homeowners insurance after a roof collapse or storm damage, your provider may reject the claim if you have hired an unlicensed contractor. So, whenever you search “roofers near me”, ensure you also check that they meet your insurer’s standards. Cutting corners here can cost you more in more ways than you can expect.
4. Licensing and Insurance Signal Accountability
A licensed and insured contractor has something to lose if they deliver poor service. As a result, they are more likely to complete your job properly, honor the warranties and other terms of your contract, and follow up if issues arise. An unlicensed roofer, on the other hand, often operates without oversight and can disappear when something goes wrong, leaving you with a leaking roof and no recourse.
Need a Licensed and Insured Roofing Company in the DFW Area? Choose S&B Roofing & Exteriors for Trusted, High-Quality Work
Protect your home with a team that’s fully licensed, insured, and committed to excellence. At S&B Roofing & Exteriors, we deliver top-notch roofing solutions backed by experience, transparency, and a dedication to your peace of mind. Contact us today to get an estimate or make more inquiry ahead of your roofing project.
